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Dynamic PayNow

100% accurate PayNow, every time!

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The problem with static QR

A printed QR code isn't enough.

A taped-up PayNow code takes payments, but it can't tell what the payment was for. That gap costs you time and money every single day.

01

Wrong amounts typed in

Customers might mistype the amount on a static QR. You're left chasing the difference.

02

"Did it go through?"

Staff squint at customer phones to confirm payment, holding up the whole queue.

03

Manual reconciliation

Every night someone matches bank notifications to orders by hand. Hours gone.

04

No link to the sale

A static QR doesn't connect payments to orders. Tracking gets messy.

How it works

Ring it up. Scan. Done.

The dynamic QR carries the exact amount and order reference, so the payment matches itself the moment it lands.

01
HZ Natural #A247
Iced Latte ×2$13.00
Croissant$5.50
Avocado toast$6.00
Sparkling water$3.50
Total (incl. GST)$30.52

Ring up the order

Staff add items on the SuperTerminal™ as usual. The total is locked in.

02
PayNow #A247
PayNow dynamic QR

S$30.52

Dynamic QR · auto-generated for this order

A dynamic QR appears

Qashier auto-generates a PayNow QR with the exact amount and order reference baked in.

03

S$30.52

Matched to #A247 · 0.8s

Method PayNow
Reference #A247
Time Today, 14:32

Paid & reconciled

Customer scans and pays. Qashier confirms instantly and ties it to the order, automatically.

Why Dynamic PayNow

Faster money. Cleaner books.

Everything a static QR can't do, built right into your point of sale.

Instant settlement

Funds confirmed in seconds. No waiting, no card-network hold, no end-of-day surprises.

Auto-reconciliation

Every PayNow payment matches its order automatically. Your books tie out without anyone touching a spreadsheet.

No typing errors

The amount is embedded in the QR. Customers can't underpay, overpay, or send to the wrong number.

Faster queues

No more squinting at a customer's phone to confirm. The till knows the moment money lands.

One unified report

PayNow sits alongside cards, NETS and cash in the same sales report. One source of truth.

Lower fees

PayNow transactions cost less than card rails. Keep more of every sale, especially on small tickets.

Did you know?
37%

of businesses experience fraud from incorrect or dishonest payments.

*PwC Global Economic Crime and Fraud Survey 2022 (Retail and consumer, customer fraud)

Static vs Dynamic

The taped-up QR. And the smart one.

Same PayNow rails. A completely different operating experience. Static QR gets money in. Dynamic QR knows exactly which order it belongs to, confirms instantly, and reconciles itself.

Static Printed QR
Dynamic PayNow on Qashier
Amount entry
Customer types it by hand
Embedded in the QR automatically
Order reference
None, just a bank transfer
Tied to the exact order
Confirmation
Staff check the customer's phone
Till confirms in ~1 second
Reconciliation
Manual, every night
Automatic, in real time
Reporting
Separate from POS sales
In the same unified report
Error rate
Wrong amounts, wrong recipients
Effectively zero
Every Channel

Take PayNow everywhere you sell.

In-store, at the table or online, the same instant, auto-reconciled PayNow flow follows your customer.

At the Counter

Dynamic QR on the SuperTerminal

Ring up the order, show the QR on the customer-facing display. They scan, they pay, you're done.

At the Table

PayNow through QR ordering

Customers paying via QR ordering pick PayNow at checkout. The same dynamic, auto-matched flow.

Online & Remote

Pay-by-link and invoices

Send a payment link or invoice and the customer settles with PayNow from anywhere. Still auto-reconciled.

One Ecosystem

PayNow, wired into the whole platform.

It's not a bolt-on QR. PayNow on Qashier is part of the same stack that runs your sales, payments, reporting and loyalty.

QashierPay

One settlement, every method.

PayNow lands alongside cards, NETS and e-wallets in a single MAS-licensed settlement.

QashierPOS

Matched to the order.

Every PayNow payment ties to its order automatically. No manual matching, ever.

QashierHQ

One unified report.

See PayNow next to every other tender, across every outlet, in real time.

Qashier Treats

Loyalty on every pay.

PayNow orders still earn Treats. Keep customers coming back after they tap.

Frequently asked questions

What is Qashier's Dynamic PayNow integration and how does it help my business?

Qashier's Dynamic PayNow integration is a faster, more reliable way to accept PayNow payments. Instead of using a static QR code or manually entering amounts, your QashierPOS automatically generates a unique QR code for each transaction. That means no miskeyed totals, fewer errors, and instant confirmation when your customer pays. It's a smarter way to accept Singapore's most popular cashless payment.

How does Dynamic PayNow work on Qashier POS?

When a customer chooses to pay via PayNow, your Qashier SuperTerminal™ instantly displays a dynamic QR code with the exact bill amount. The customer scans it using their banking app and confirms the payment. You'll receive instant verification on your terminal, and the transaction is automatically recorded in your system. No need to double-check payments or tally manually at the end of the day.

Do I need a separate device to accept PayNow with Qashier?

Not at all. Dynamic PayNow is fully built into Qashier SuperTerminals™ like QashierXS and QashierX2. Everything runs through your existing terminal, so there's no extra equipment or app required. It's completely fuss-free.

Which Qashier terminals support PayNow integration?

Dynamic PayNow works on all Qashier devices that are enabled with QashierPay, including the QashierXS and QashierX2 SuperTerminals™. If you're using a QashierXL SLIM, you can enable payments, including PayNow, by pairing it with a QashierXS SuperTerminal™.

Are PayNow transactions automatically recorded in my sales reports with Qashier?

Yes. Every PayNow transaction is synced in real time to your QashierHQ dashboard, so you can view it alongside all other payment types, card, cash, e-wallets, and more. This gives you full visibility over your daily sales with no reconciliation headaches.

Is there a fee for accepting PayNow through Qashier?

Yes, a small merchant discount rate (MDR) applies to PayNow transactions processed through QashierPay. It's competitively priced to give you better margins compared to traditional card payments. Reach out to our team for the latest MDR rates in Singapore.

Why should I upgrade from traditional PayNow to Qashier's Dynamic PayNow?

If you're still using static QR codes or manually inputting PayNow amounts, it's time for an upgrade. Qashier's dynamic QR eliminates human error, guarantees accurate payments, and gives both you and your customers peace of mind. Plus, your daily settlement is streamlined, and your transactions are fully traceable. It's the better way to use PayNow for business in Singapore.